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Top 10 Alternatives to Amazon Payments: Comparison of Key Payment Gateway Services

ECommerce businesses are raking in loads of revenue with 96% of US consumers now shopping online according to BigCommerce. For online purchases, most consumers prefer credit card over debit card and PayPal. This could be because survey results show that 42% of buyers feel credit cards are more secure compared to PayPal (26%) and debit cards (12%). 10% chose a prepaid or gift card for safety.

Data security is the most important aspect of online shopping. According to a 2018 survey by the Harris Poll, 3 in 5 Americans have been victimized by identity fraud. It could be through the theft of a credit card number (28%), an email phishing scam (26%), or a number of other methods online information theft. With these numbers, consumers are now finding measures through which to safeguard their data by choosing businesses that are equipped to protect their information from cyber threats. Needless to say, it is important now more than ever to have secure and reliable payment processing tools.

The above online security stats show that is essential for eCommerce ventures to invest in a reliable and secure payment gateway to protect financial transactions on their site. To help you do the selection, we provide the essential details about Amazon Payments as well as the top 10 alternatives to Amazon Payments in this article.

What is Amazon Payments?

Amazon Payments is a payment gateway designed for the needs of the millions of sellers and shoppers on Amazon. It offers two packages – Pay With Amazon for merchants and Log In And Pay for shoppers. Pay With Amazon empowers online retailers to offer a seamless shopping experience to consumers. It is packed with tools that enable sellers to attract and retain customers, ease their shopping process, and enhance customer loyalty with features such as customizable recurring payments.

Log In And Pay provides Amazon users a speedy checkout on numerous apps and sites. Amazon secures stores seller information and allows consumers to access it on apps and online stores where they shop frequently.

Detailed Amazon Payments Review

Benefits of Amazon Payments

  1. Pay With Amazon streamlines the way merchants accept online and mobile payments.
  2. Amazon uses strict protocols to ensure data security.
  3. Security measures include merchant protection and fraud detection.
  4. Pay With Amazon enables merchants to speed up their checkout process which significantly boosts conversion rates.
  5. This fast and simple checkout experience enhances shopper loyalty and reduces cart abandonment.
  6. Log In And Pay makes it effortless for shoppers to make instant online and mobile payments on thousands of sites without needing to enter their address, credit card details and other information.

If you want to look at other options, don’t switch off. We also analyze the key features and benefits of the top 10 alternatives to Amazon Payments to enable you to make an educated choice.

Top 10 Alternatives to Amazon Payments

1. Melio

Melio dashboard

Taking the first spot on our list is Melio, a simple digital bill payment software for small businesses in the US. The application helps streamlines the vital cash flow cycle. For the money-out process, Melio allows you to pay most of your bills and payments to other businesses, vendors, suppliers, contractors, and distributors for products and services for any invoice. The icing on the cake is the convenience with which Melio allows you to make these payments. Whether the receiver accepts paper checks or bank transfer, fret not. The app allows you to make the payment your way (either via credit card or bank transfer), and the vendor receives the money his/her way. Melio goes as far as mailing the paper check to the vendor on your behalf.

Melio

Melio

Try out Melio with their free trial

In addition, you don’t have to juggle all the bill payment processes by yourself. With Melio, you can set up approval workflows and assign roles to other users in your company. Plus, with the timely notifications, you’ll not lose control of your cash flow, even when you delegate some of the critical tasks to others. Should you want to check out similar options, here are some great Melio alternatives you can consider.

Detailed Melio Review

2. PayPal Payments Pro

PayPal Payments Pro is designed on PayPal’s technology and empowers online stores to accept credit card payments and process retail and mobile credit cards. In addition, they can exercise full control by creating and hosting their own checkout pages. Businesses with large tickets can benefit from the pricing package where the charges are a flat rate of 2.90% plus a $0.30 per-transaction fee. The flat fee is the same for payments with credit, debit, rewards, and corporate cards. In addition to accepting online payments, merchants can also utilize this payment gateway to process card payments via fax, phone, and mail (Virtual Terminal). Buyers also benefit as they don’t need a PayPal account to use this platform. For more good options, browse these PayPal Payments Pro alternatives here.

Detailed PayPal Payments Pro Review

3. Stripe Subscriptions

Stripe Subscriptions is a Stripe product that functions smartly to enable businesses to manage recurring billing. You can utilize its robust default features to quickly implement the system and use the optional add-ons to maintain flexibility and control. Stripe makes recurring billing simple as you simply need to attach your customers to their packages and let the software do the magic. It can manage multiple billing schedules including daily, weekly, monthly, and yearly billing models. Key features include: unified dashboards, smart retry logic, multiple currencies, trial periods, and metered billing. If you are not satisfied, take a look at these excellent Stripe Subscriptions alternatives here.

Detailed Stripe Review

4. PayU

PayU provides simple and fast payment processes for online sellers and buyers. It matches merchants’ requirements with buyers’ shopping and payments behavior. Plus, the platform provides innovative tools, a single integration, and local expertise for business needs. PayU offers more than 250 methods to ensure fast and secure online payments using computers, mobile devices, eWallets, and even offline. This provider is widely used by merchants in the Middle East, Latin America, and Eastern and Central Europe, who can customize the solution for their local markets. Top features include: mobile integration, recurring payment, express payment, tokenization, and web checkout. If you wish to look at other choices, here are viable PayU alternatives.

Detailed PayU Review

5. Skrill

Why does Skrill find a place in our list of top 10 alternatives to Amazon Payments? To begin, it simplifies payment processing and offers multiple options such as credit cards, email, and cash transactions. Plus, you can do global business as this service supports more than 30 currencies. In addition, Skrill uses top notch security measures including anti-fraud screening features to give buyers the peace of mind to make high-value transactions. This service works on mobile devices and also allows users to withdraw money from ATMs. The useful features make it a handy solution for online stores and POS businesses. Main features include: free account, fast access, and one place data. If you are not satisfied, peruse these good Skrill alternatives here.

Detailed Skrill Review

6. BlueSnap

BlueSnap is an integrated affiliate marketing and payment management service that helps companies manage their payment processes and accept payments from international and local clients. A highlight of this system is the fraud prevention feature that minimizes fraudulent transactions by up to 80%. BlueSnap presents a large global network of acquiring banks called the Powered Buy Platform. This platform enables businesses to get higher payment conversion rates and rake in greater revenues. Another innovative tool is the subscription billing engine that generates accurate invoices and enables merchants to do business with clients and subscribers across the world. For more good choices, browse these BlueSnap alternatives here.

Detailed BlueSnap Review

7. WePay

WePay is designed to offer an optimal payment experience for users. It has entered into partnerships with leading payment platforms to provide integrated payments and risk services to enable businesses to deliver end-to-end user experiences. This service is used by more than a thousand popular platforms. Businesses can exercise complete control by customizing options for email communications, sign-up, and checkout. They can also white-label the seller and buyer experience. Key benefits are merchants can avoid lengthy onboarding processes and third party redirects, and get full security and fraud protection for financial transactions. To look at other viable options, browse these WePay alternatives here.

Detailed WePay Review

8. Authorize.Net

Authorize.Net provides the security and infrastructure necessary to ensure fast and reliable transmission of transaction data. It acts like a conventional card swipe machine to route transactions, but in an online setting. The best part is you don’t need to install or implement any software. Authorize.Net is used by more than 370,000 merchants to securely accept payments. The platform is scalable and also offers plenty of value-adding services to help merchants effortlessly manage their online business and secure themselves from fraud. On this system, merchants can generate reports, look at account statements, configure account settings, and effortlessly manage financial transactions, among other tasks. For more options, here are excellent Authorize.Net alternatives.

Detailed Authorize.Net Review

9. Braintree

Braintree is designed to simplify payments. The platform provides the global commerce features companies need to accept payments and expand their business. Merchants in over 40 countries use Braintree to enable, accept, and split payments in 130 currencies. The best part is merchants don’t need to pay cross-border or foreign exchange fees. PayPal acquired Braintree in 2013 and this merger allows the provider to offer innovative concepts and excellent support. Top features include: secure Braintree vault, encryption, dynamic control panel, advanced fraud protection, and guaranteed uptime. If you wish to scout for other options, take a look at these viable Braintree alternatives here.

Detailed Braintree Review

10. CardinalCommerce

CardinalCommerce enables secure transactions and authenticated payments, and offers alternative payment brands for mobile commerce and eCommerce. This platform provides payment brands for numerous merchants and merchant service providers across the globe. CardinalCommerce has smartly utilized its years of experience as well as user feedback to fine-tune its services for financial institutions and merchants. Its solutions are used in over 200 countries in 180 currencies. A highlight is the Universal Wallet which offers access to multiple digital wallets such as Visa CheckOut, MasterCard MasterPass, Amazon Payments, and PayPal. This tool benefits consumers as they can pay securely with just a few clicks. If you want to look at other options, browse these good CardinalCommerce alternatives here.

Detailed CardinalCommerce Review

Shaun Baker

By Shaun Baker

With 5 years of experience in digital marketing and retail strategy under his belt, Shaun Baker is the resident eCommerce expert at FinancesOnline. A contributor to Entrepreneur, The Atlantic, and other business portals, he has spoken and written about various eCommerce subjects, from AI and headless commerce to the economics of Black Mirror’s “Fifteen Million Credits”. His (highly) opinionated pieces on the ebbs and flows of eCommerce as an industry remain both a dynamic resource of talking points and entertainment in itself.

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